Taking a mortage will affect youe credit score in a psitive way. It will increase your creditscore bcoz the thing you do on credit, increases your credit scores.

yes capitol one plat.

Yes you can get a car loan so easily with a credit score 650. It is a good score and you can have a brand new car.

sure can. FHA requires a score of 620 and 3.5% down

Yes it is, but you can still apply for a credit card with that low score. Try going through the "Bad Credit" category at the official credit card database, you`ll find something there. Direct link: http://www.ccdb.com/New_Bad_Credit

The official credit card database has as a category for that credit score. Go here to find the credit card that you can get approved for: http://www.ccdb.com/New_Bad_Credit

Having a mortage will improve your credit rating. Bcoz anything you do on credit improves your credit rating. So it will affect in a positive way.

the new mortgage effect the credit rate as follows 1.. if you credit rating is low for example below 600 then it affects the interest rate of your financing because the interest rate can go to 21% which depends on the other factors including your credir ratings also. so try to save more money instead of getting the loan from poor credit ratings. this is a pure recommendation.

Refinancing a motorage will effect your credit score in a positive way as it will increase your credit score, everything you do regarding credit, effects positively.

Of course that refinancing your mortgage can affect your credit score. But it can affect it good way it can increase it :) So you totally should refinance your mortgage :) But it deppends on current mortgage how long you have it. Caroll Abbot

Simply applying for a preapproval DOES NOT effect your credit immediately. If you are to get accepted, and carry out the mortgage then this will likely effect your credit, but as you asked- simply applying does not effect your credit whatsoever. Thumbs up if this helped :)